The Emergency Economic Stabilization Act of 2008 temporarily raised the basic limit on Federal Deposit Insurance Coverage from $100,000 to $250,000 per depositor through December 31, 2013.

Savings Accounts

• Certificates of Deposit (CD) --                                  
     Term                  Minimum Deposit            Interest Rate           
  12 months                    $1000.00                       1.05%
  12 months                    $5000.00                       1.20%
  12 months                   $10000.00                      1.50%
  
  
  Interest rates are computed by average daily balance.
  30-day notice mailed prior to maturity date with 10-day grace period.  Automatic renewal with interest posted to principal amount after grace period.
  Penalty of 60 days interest on all certificates of deposit withdrawn prior to maturity date.
• Christmas Club -- Sign up in Oct. for your Christmas Club account.  Information is available at both offices. 
• Share Savings Accounts -- All Share Savings accounts that maintain the $5.00 membership amount will be paid dividends as determined by the Credit Union Board of Directors at end of each dividend period.  These dividends are based on average daily balance and applied to each member's account at end of dividend period.

Loans

• Other Property -- Recreational vehicles are included in the category of Other Property Loans.  The maximum amount for this type of loan is $30,000.  For additional information regarding terms/rates contact the credit union.
• Line of Credit -- Line of Credit loans are available and approval is based on credit scores.  Contact the credit union for additional details.
• Share Secured -- Share Secured loans are available up to a maximum of $50,000.  Check with the credit union for details.
• Motorcycle -- Motorcycle loans are available through your credit union.  For additional details stop by the credit union office.

Other Services

• Discount Tickets --

  Busch Gardens
  Adult- Reg Ticket-    $48
  Child- Reg Ticket-    $38
  
  Water Country
  Adult- Reg Ticket-    $34
  Child- Reg Ticket-  $27
  
  Kings Dominion/Carowinds
  Adult- Reg Ticket-    $34
  Jr- 48 in tall-             $22
  
  Wet 'N Wild- Emerald Water Park
  Adult-  Reg Ticket-  $25
  Child- Reg Ticket-  $17
  
  
                                                                                               

• Fax Service -- The credit union provides free faxing for members.  This service is restricted to documents for business purposes only.  Examples are DMV, IRS, medical, and utilities.     
• Payroll Deduction -- Payroll deduction is available for loans and savings.  Stop by the office for details.

Get your tickets now!!